Our loans can be used to fund legal expenses relating to your divorce proceedings, whether that’s mediation, arbitration, collaborative law or court proceedings. This includes your solicitor’s fees and any disbursements, such as fees for Counsel of other experts such as forensic accountants or surveyors.

We are super-flexible and dedicated to lending fairly – so we will try our best to fit an Ampla loan to you, but never if it’s against your best interests. We have a minimum loan amount of £10,000 and no maximum limit, and every customer is required to take out independent legal advice before signing a loan agreement.

Your solicitor receives no financial incentive from Ampla, nor do they recommend Ampla to you.

In the first instance, please either contact us directly or ask your solicitor to enquire on your behalf. As part of the application process we will ask your solicitor to provide us with some information about your case, such as the stage you are at in the process, the likely value of your financial settlement and other significant facts. Your solicitor will have calculated the size of loan you will need in order to reach the conclusion of your case. Once we have received your application, we will speak to your solicitor and make a lending decision, usually within two working days.

Your Solicitor will repay the loan directly to Ampla upon receipt of the final settlement amount into your Client Account that they hold for you. The balance of your settlement will be returned to you once the loan has been repaid in full. There are no penalties whatsoever for paying the loan early, either in a single payment or by instalments.

The loan is linked to your solicitor and only approved law firms can use our service with their clients. Therefore any new solicitor you appoint would need to be approved by us, otherwise the loan would need to be repaid in accordance with the terms of the loan agreement. Similarly, if you decide to act in person that would constitute a breach of your loan agreement and the loan would need to be repaid in accordance with the terms of the loan agreement.

If you are resident in England or Wales, have lived in the UK for the last 2 years and your divorce proceedings are taking place in England or Wales, we will consider you for a loan. Your application and credit status will be individually assessed based on the information your solicitor provides about your divorce.

The loan is a full recourse loan, which means you always bear responsibility for repaying the loan. In most cases the repayment will be made directly from the settlement you receive at the end of your proceedings, however in cases where the expected settlement is not achieved for any reason (eg. you reconcile with your spouse or do not liquidate your assets), you will be liable to repay the loan to Ampla.

The amount you can borrow will be calculated based on the final settlement amount you are likely to be awarded at the conclusion of your divorce proceedings and what fees your solicitor (including VAT and disbursements) has estimated.

We will perform a credit check upon application and this will affect whether we can lend to you, however we take all factors into account and credit history is only one of the factors we consider

Ampla will provide funding for living expenses you might reasonably incur in the course of day-to-day life, including: Household bills, mortgage or rent payments, necessary property maintenance, school or nursery fees, daily subsistence, including food & clothing, car payments or childcare costs.

Our Maintenance Loan is only available in conjunction with a Matrimonial Loan application, to fund the Solicitor Fees and disbursements associated with your Divorce or Financial Order proceedings. If your Solicitor is willing, you can apply for a Maintenance Loan through them or come to Ampla directly. Simply fill out an application form and return to us at support@amplafinance.com.

We are super-flexible and dedicated to lending fairly. Our Maintenance Loan is designed to work alongside out Matrimonial Loan, to fund your reasonable and necessary living expenses in the period before your divorce settlement is received.

We have a minimum loan amount of £10,000 and no maximum limit, and every customer is required to take out independent financial advice before signing a loan agreement.

Our Maintenance Loan is only available in conjunction with a Matrimonial Loan. Both loans are repayable at the same time, once your Divorce proceedings are complete and settled.