Getting the proceeds from an Estate you have inherited can be a lengthy process. Complex Estates, which include assets such as property and shares can take 12 months or longer to administer, before you receive your inheritance.
Our simple, straight forward service allows you to access up to 70% of your inheritance quickly, even before Probate is granted
Simple application process
Available pre and post-Grant of Probate
Lending decision in just a few days
Access up to 70% of your inheritance
Transparent fees with no upfront cost or ongoing interest payments
The loan is normally only repayable once the Estate proceeds are realised
If circumstances change and your final inheritance does not cover the balance payable on the Loan, then the lender takes the risk - we will not require you to pay the shortfall, provided there has been no Default Event under the Loan terms and conditions
1
Make an application
Get in touch and we’ll send you an application form. You’ll need a certified copy of the Will and Grant of Probate (if applicable), together with details of the assets and liabilities in the Estate and the Professional Firm(s) appointed to settle the Estate.
2
Application review
We’ll review your application and get back to you quickly with an answer. Usually, we respond in just a few days.
3
Receive your funds
Once approved, we’ll ask you to review the loan agreement and electronically sign the loan agreement. The Executors and Professional Firm administering the Estate will be required to confirm some core details about the Estate, then we’ll transfer the funds to your nominated account.
4
Repaying the loan
Normally, there will be nothing to pay until the Estate has been settled. Your Professional Firm will notify us as soon as the proceeds are received and repay the balance directly to us.
We understand that your priority is to secure the very best outcome for your client…we can help
We recognise that the proper administration of an estate can be a complex and lengthy process and this may be at odds with the needs and expectations of your clients.
