How We Can Help?

✓ Access up to 50% of inheritance pre probate and 70% post probate

✓ Loans available from £50K

✓ Online application

✓ Transparent fees with no upfront cost or ongoing interest payments

✓ The loan is normally only repayable once the Estate proceeds are realised

✓ If circumstances change and your final inheritance does not cover the balance payable on the Loan, then the lender takes the risk - we will not require you to pay the shortfall, provided there has been no Default Event under the Loan terms and conditions

How Does An Inheritance Loan Work?


Make an application

Get in touch and we’ll send you an application form. You’ll need a certified copy of the Will and Grant of Probate (if applicable), together with details of the assets and liabilities in the Estate and the Professional Firm(s) appointed to settle the Estate.


Application review

We'll review your application and conduct a credit check as part of our commitment to responsible lending.


Receive your funds

Once approved, we’ll ask you to review the loan agreement and electronically sign the loan agreement. The Executors and Professional Firm administering the Estate will be required to confirm some core details about the Estate, then we’ll transfer the funds to your nominated account.


Repaying the loan

Normally, there will be nothing to pay until the Estate has been settled. Your Professional Firm will notify us as soon as the proceeds are received and repay the balance directly to us.

How Much Does It Cost?

Representative Example:

-Loan amount £50,000 repaid after 12 months.
-Interest rate 20.0% (fixed)
-Total amount payable £62,189
-Total charge for credit £12,189, comprising interest payable £11,189 and Arrangement Fee £1,000 (ie: 2.0% of loan amount).
-Representative APR 24.5%. The interest rate offered will depend on individual circumstances and may differ from the example above.

Terms and conditions apply. All loans are subject to status and eligibility criteria.

Risk Warning To keep You Safe

• The Loan amount including interest and charges will normally be repaid from your share of
the assets in the Estate. This will reduce the amount distributed to you when the Estate is
• The Loan will be repaid in priority to any distributions from the Estate to you.
• If you breach the terms of the loan agreement with Ampla Consumer Finance Limited, or the
Estate is not wound up within 24 months, the Loan may become repayable by you before
you receive your share of the assets in the Estate.

Before You Start

What do you need to apply for an Inheritance Loan?


The beneficiary needs to live in the UK at the time of application



The Assets/Estate need to be in the UK



Have a valid will not subject to any dispute or exclusions



A professional firm needs to be appointed




Death certificate, Valid will, Instruction letter(s) from firm appointed to settle estate.

Submit your enquiry


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