How We Can Help?

✓ Release funds to settle liabilities (including Inheritance Tax), pay other estate debts or finance the refurbishment/repair of property.

✓ Loans available from £25K

✓ Online application

✓ Transparent fees with no upfront cost or ongoing interest payments

✓ The loan is normally only repayable once the Estate proceeds are realised

✓ If circumstances change and your final inheritance does not cover the balance payable on the Loan, then the lender takes the risk - we will not require you to pay the shortfall, provided there has been no Default Event under the Loan terms and conditions

How it works


Make an application

Ask your Professional Firm for a referral or contact us directly and we’ll send you an application form. You’ll need a certified copy of the Will and Grant of Probate (if applicable, together with details of the assets and liabilities in the Estate and the Professional Firm(s) appointed to settle the Estate.


Application review

We'll review your application and conduct a credit check as part of our commitment to responsible lending.


Receive your funds

Once approved, we’ll ask you to review and electronically sign the loan agreement. The Professional Firm administering the Estate will be required to confirm some core details about the Estate and the Beneficiaries will be asked to give their consent. Then we'll transfer the funds to your Professional Firm's account.


Repaying the loan

Normally, there will be nothing to pay until the Estate has been settled. Your Professional Firm will notify us as soon as the proceeds are received and repay the balance directly to us.

How Much Does It Cost?

Representative Example:

Loan amount £50,000 repaid after 12 months.
Interest rate 20.0% (fixed)
Total amount payable £62,189
Total charge for credit £12,189, comprising interest payable £11,189 and Arrangement Fee
£1,000 (ie: 2.0% of loan amount).

Representative APR 24.5%. The interest rate offered will depend on individual
circumstances and may differ from the example above. Terms and conditions apply.

All loans are subject to status and eligibility criteria.

Risk Warning To Keep You Safe

• The Loan amount including interest and charges will normally be repaid from the proceeds of
the assets in the Estate. This will reduce the amount available to the Estate’s beneficiaries.
• The Loan will be repaid in priority to any distributions to beneficiaries. This could delay or
reduce the amount that beneficiaries will receive.
• If you breach the terms of the loan agreement with Ampla Consumer Finance Limited, or the
Estate is not wound up within 24 months, the Loan may become repayable before proceeds
are received from the assets in the Estate

Before You Start

What do you need to apply for an Executor loan?


Documentation to have on hand

• Death certificate. • Valid will, not subject to any dispute or exclusions. • Instruction letter(s) from firm appointed to settle estate.


A professional firm must have beenappointed



The deceased was domiciled and resident in the UK at the time of death



You need to have been appointed a representative of the UK Estate.



Need to be a UK resident and live in the UK at the time of application


Submit your enquiry


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